Open Enrollment FY25

April 22, 2024 - May 3, 2024

Annual Benefit Open Enrollment for Active Employees and Retirees on Conventional Plans.

The Human Resources Department will accept benefit forms via Email**, by US Mail, Fax at 508-799-1040 or in-person. No applications will be accepted after 4:30 p.m. May 3, 2024.

This is the one time each year that active employees and retirees on conventional plans can make any changes to Health, Dental or Vision Insurance.

If you are an active employee, this is your one time to make changes to your voluntary products:

• Term Life Insurance
• Universal Life Insurance
• Short and/or Long Term Disability
• Medical and Dependent Care Spending Accounts.
• Health Savings Account

The City of Worcester continues to work hard to offer enhancements to our benefit plans while keeping the plans affordable, which is why we are pleased to share the following improvements:

• Change in dental insurance vendor from Altus Dental to Blue Cross Blue Shield Dental Blue Freedom.
• Premium decrease of 6% in year one and a rate hold in year two.
• $500 increase towards the calendar year dental plan maximums.
• Resetting of lifetime Orthodontia maximum.
• Increased employer contribution from the City of Worcester to the Health Savings Account (HSA) contribution to $1,000 for individual coverage and $2,000 for family coverage of high deductible health plan participants.
• Increased annual contribution limit for the Healthcare Flexible Spending Account from $3,050 to $3,200.
• Increased wellness reimbursement of up to $400 toward wellness activities.

Are you adding coverage for the first time or adding someone new to your plans? Marriage certificates, birth certificates, divorce decrees, social security numbers and primary care physicians are required at the time of enrollment. We cannot process without ALL required documentation.

**IMPORTANT: To safeguard your information, please omit any personally identifiable information (PII) such as social security number(s), when submitting documentation by email. A Human Resources customer service representative will contact you to confirm your submission by telephone.

For complete details please review the Open Enrollment flyer and FAQs.

Open Enrollment Flyer

• Children's Health Insurance Program (CHIP)
• HIPAA Privacy Notice

Rate Sheets

Effective July 1, 2024

• FY2025 - Rate Sheet July 1st - Active Employees & Retirees (Non-Medicare)
• FY2025 - Rate Sheet July 1st - Local 504 - Police Officials

Plan Comparisons

These are brief summaries of benefits. Additional details can be found in the complete plan descriptions.

• FY2025 - Plan Comparisons July 1st - Active Employees & Retirees (Non-Medicare)
• FY2025 - Plan Comparisons July 1st - Local 504 - Police Officials

• City of Worcester Qualified High Deductible Plan with Health Savings Account

Provider Links

• Blue Cross Blue Shield

Enrollment Fairs

City of Worcester Benefits representatives will be available to assist you with your enrollment forms in all city plan offerings. Harvard Pilgrim Health Care and Blue Cross Blue Shield representatives will also be available to answer your questions.

• Monday, April 22 – Worcester Senior Center – 12 p.m. – 4 p.m.
• Wednesday, April 24 – Worcester City Hall Levi Lincoln Chamber – 12 p.m. – 4 p.m.
• Friday, April 26 – DPW&P Training Room – 10 a.m. – 2 p.m.
• Tuesday, April 30 – Worcester Technical HS Conference Room – 2 p.m. – 5 p.m.
• Friday, May 3 – Worcester City Hall 1st Floor Outside HR – 10 a.m. – 2 p.m.

Provider Documents & Forms